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<node TEXT="Etapa 2 - cump&#x103;rarea (3 metode)" FOLDED="true" POSITION="right" ID="ID_431532150" CREATED="1651836435235" MODIFIED="1653734295245">
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<node TEXT="cump&#x103;rarea de la bancomat" FOLDED="true" ID="ID_618175484" CREATED="1651844522570" MODIFIED="1651844528917">
<node TEXT="o metod&#x103; simpl&#x103;" ID="ID_1777625839" CREATED="1651844566411" MODIFIED="1651845358180"/>
<node TEXT="avantaje" FOLDED="true" ID="ID_1912381530" CREATED="1651844572359" MODIFIED="1651844575608">
<node TEXT="este simplu" FOLDED="true" ID="ID_967040603" CREATED="1651844632862" MODIFIED="1651844637373">
<node TEXT="ca &#x219;i cum ai alimenta un cont de banc&#x103; la bancomat" ID="ID_1936044055" CREATED="1651844637377" MODIFIED="1651844645800"/>
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<node TEXT="bitcoinii intr&#x103; DIRECT &#xee;n ledger" FOLDED="true" ID="ID_62744270" CREATED="1651844575610" MODIFIED="1651844626998">
<node TEXT=" economise&#x219;ti taxele de transfer" FOLDED="true" ID="ID_193485048" CREATED="1651844705754" MODIFIED="1651844719098">
<node TEXT="de exemplu pl&#x103;te&#x219;ti taxe de transfer de la exchange la Ledger Nano" ID="ID_1257864860" CREATED="1651844719100" MODIFIED="1651844760156"/>
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<node TEXT="pentru sume mai mici de 5000 de lei, cump&#x103;rarea este anonim&#x103; (nu se cere un document de identitate)" ID="ID_1873063476" CREATED="1651844592243" MODIFIED="1651844618873"/>
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<node TEXT="dezavantaje" FOLDED="true" ID="ID_690754400" CREATED="1651844651052" MODIFIED="1651844654043">
<node TEXT="trebuie s&#x103; te deplasezi fizic la bancomat" ID="ID_209013316" CREATED="1651844654045" MODIFIED="1651844665346"/>
<node TEXT="trebuie s&#x103; ai un bancomat de BTC &#xee;n localitatea &#xee;n care locuie&#x219;ti" ID="ID_1308663595" CREATED="1651844665695" MODIFIED="1651844687181"/>
<node TEXT="cursul valutar este cu 3-5% peste cel de la un exchange" ID="ID_438907361" CREATED="1651844687654" MODIFIED="1651844703393"/>
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<node TEXT="re&#x21b;ele de bancomate" FOLDED="true" ID="ID_1738894145" CREATED="1651844762141" MODIFIED="1651844768912">
<node TEXT="verific&#x103; dac&#x103; &#xee;n ora&#x219;ul t&#x103;u este un ATM de  BTC" FOLDED="true" ID="ID_1033960893" CREATED="1651844768914" MODIFIED="1651844822639">
<node TEXT="https://coinatmradar.com/" ID="ID_465751895" CREATED="1651844823580" MODIFIED="1651844823580" LINK="https://coinatmradar.com/"/>
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<node TEXT="dac&#x103; ai mai multe re&#x21b;ele de ATM &#xee;n ora&#x219;, verific&#x103; unde ai cursul de schimb cel mai bun (cel mai mic)" ID="ID_446006097" CREATED="1651844825976" MODIFIED="1651844855814"/>
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<node TEXT="cum faci" FOLDED="true" ID="ID_1526980674" CREATED="1651844863056" MODIFIED="1653733551087">
<node TEXT="ob&#x21b;ii un QR cod de transfer &#xee;ntr-un portofel de BTC din Ledger" FOLDED="true" ID="ID_1417784011" CREATED="1651844869079" MODIFIED="1651844895550">
<node TEXT="conectez Ledger Nano la computer" ID="ID_655710412" CREATED="1651844895554" MODIFIED="1651844903806"/>
<node TEXT="deschizi Ledger Live" ID="ID_1949181638" CREATED="1651844904055" MODIFIED="1651844908819"/>
<node TEXT="alegi un portofel de BTC f&#x103;cut anterior" ID="ID_223275841" CREATED="1651844909675" MODIFIED="1651844918381"/>
<node TEXT="alegi &#x201e; Send BTC&#x201d;" ID="ID_1081620355" CREATED="1651844918632" MODIFIED="1651844927835"/>
<node TEXT="vei primi o adres&#x103; public&#x103;, format&#x103; din 34 caractere" ID="ID_951356706" CREATED="1651844928318" MODIFIED="1651845006347"/>
<node TEXT="la acea adres&#x103; prime&#x219;ti un QR cod" ID="ID_1476418981" CREATED="1651845007419" MODIFIED="1651845017377"/>
<node TEXT="fotografiaz&#x103; cu telefonul mobil caracterele &#x218;I codul QR" ID="ID_640036580" CREATED="1651845017832" MODIFIED="1653731263866"/>
<node TEXT="simulare" ID="ID_1423708398" CREATED="1653731271963" MODIFIED="1653731275670"/>
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<node TEXT="mergi la bancomat &#x219;i alegi cump&#x103;rarea de BTC" ID="ID_1585056929" CREATED="1651845047523" MODIFIED="1651845055929"/>
<node TEXT="&#x219;i se cere adresa la care s&#x103; trimi&#x21b;i BTC" FOLDED="true" ID="ID_859738677" CREATED="1651845056923" MODIFIED="1651845071538">
<node TEXT="scanezi la ATM codul QR prezent &#xee;n fotografia din telefonul mobil (vezi mai sus)" ID="ID_116159862" CREATED="1651845071541" MODIFIED="1651845105925"/>
<node TEXT="ATM-ul &#xee;&#x21b;i listeaz&#x103; &#x219;irul de caractere al adresei" ID="ID_490643318" CREATED="1651845106479" MODIFIED="1651845130761"/>
<node TEXT="verifici de dou&#x103; ori (de la dreapta la st&#xe2;nga &#x219;i de la st&#xe2;nga la dreapta) ca &#x219;irul de caractere citit de ATM s&#x103; fie identic cu &#x219;irul de caractere din fotografia de de pe telefon" ID="ID_1886419348" CREATED="1651845131085" MODIFIED="1651845173875"/>
</node>
<node TEXT="introduci suma de bani cash &#xee;n ATM" ID="ID_676763383" CREATED="1651845175642" MODIFIED="1651845188524"/>
<node TEXT="confirmi cump&#x103;rarea BTC" ID="ID_1156706839" CREATED="1651845188955" MODIFIED="1651845198095"/>
<node TEXT="iei de la ATM chitan&#x21b;a &#x219;i o stochezi acas&#x103; &#xee;mpreun&#x103; cu celelalte chitan&#x21b;e de cump&#x103;rare de BTC" FOLDED="true" ID="ID_1816583617" CREATED="1651845209030" MODIFIED="1651845253655">
<node TEXT="vei avea nevoie de ele pentru a justifica la Fisc tranzac&#x21b;iile tale cu BTC" ID="ID_1071469318" CREATED="1651845257357" MODIFIED="1651845283816"/>
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<node TEXT="verifici dupa 1-2 ore, &#xee;n Ledger Live, dac&#x103; au intrat bitcoinii sau frac&#x21b;iunile de Bitcoin &#xee;n portofel" ID="ID_1728848659" CREATED="1651845295855" MODIFIED="1653733551082"/>
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<node TEXT="cump&#x103;rarea de pe Ledger" FOLDED="true" ID="ID_161771120" CREATED="1651844529280" MODIFIED="1653734295243">
<node TEXT="cea mai simpl&#x103; metod&#x103;" ID="ID_1977965967" CREATED="1651845342829" MODIFIED="1651845365261"/>
<node TEXT="avantaje" FOLDED="true" ID="ID_775139852" CREATED="1651845366268" MODIFIED="1651845370639">
<node TEXT="simpl&#x103;, din Ledger Live" ID="ID_527207953" CREATED="1651845370641" MODIFIED="1651845382712"/>
<node TEXT="bitcoinii intr&#x103; direct &#xee;n ledger" ID="ID_1572882255" CREATED="1651845383206" MODIFIED="1651845393566"/>
<node TEXT="se cump&#x103;r&#x103; cu un card de credit sau debit" ID="ID_592876272" CREATED="1651845436845" MODIFIED="1651845444706"/>
<node TEXT="nu necesit&#x103; taxe de transfer al bitcoinilor &#xee;n Ledger" ID="ID_226700275" CREATED="1651845457252" MODIFIED="1651845472978"/>
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<node TEXT="dezavantaje" FOLDED="true" ID="ID_364215865" CREATED="1651845397366" MODIFIED="1651845401859">
<node TEXT="nu este o tranzac&#x21b;ie anonim&#x103;" FOLDED="true" ID="ID_1107771893" CREATED="1651845401861" MODIFIED="1651845412679">
<node TEXT="vei folosi cardul de debit/credit &#x219;i va trebui s&#x103;-&#x21b;i declari identitatea" ID="ID_1833072863" CREATED="1651845412682" MODIFIED="1651845433597"/>
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<node TEXT="cursul de schimb nu este cel mai bun" ID="ID_352219855" CREATED="1651845447390" MODIFIED="1651845481458"/>
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<node TEXT="cum faci" FOLDED="true" ID="ID_1364893365" CREATED="1651845486358" MODIFIED="1651845489421">
<node TEXT="legi Ledgerul la computer" ID="ID_1453759482" CREATED="1651845489424" MODIFIED="1651845497736"/>
<node TEXT="deschizi Ledger Live" ID="ID_638353176" CREATED="1651845497954" MODIFIED="1651845501920"/>
<node TEXT="mergi la zona de aplica&#x21b;ii" ID="ID_1466431379" CREATED="1651845502242" MODIFIED="1651845509875"/>
<node TEXT="alegi un serviciu care &#xee;&#x21b;i permite cump&#x103;rarea BTC" FOLDED="true" ID="ID_1575061365" CREATED="1651845510092" MODIFIED="1651845522047">
<node TEXT="sunt mai multe servicii" ID="ID_1348965668" CREATED="1651845522050" MODIFIED="1651845529402"/>
<node TEXT="nu toate accept&#x103; clien&#x21b;i din UE" ID="ID_935691588" CREATED="1651845540104" MODIFIED="1651845541817"/>
<node TEXT="verific&#x103; &#x219;i alege serviciul care are cea mai bun&#x103; rat&#x103; de schimb" FOLDED="true" ID="ID_1008729364" CREATED="1651845542093" MODIFIED="1651845559798">
<node TEXT="cel mai mic pre&#x21b; de cump&#x103;rare BTC" ID="ID_1310433124" CREATED="1651845559802" MODIFIED="1653733740624"/>
</node>
</node>
<node TEXT="urmeaz&#x103; pa&#x219;ii pentru a cump&#x103;ra BTC" FOLDED="true" ID="ID_1741683416" CREATED="1651845568943" MODIFIED="1651845584366">
<node TEXT="alegi c&#x103; vrei s&#x103; cumperi BTC" ID="ID_671575725" CREATED="1651845584369" MODIFIED="1651845594682"/>
<node TEXT="alegi &#xee;n ce portofel pui BTC" ID="ID_1927032206" CREATED="1651845594927" MODIFIED="1651845601986"/>
<node TEXT="&#xee;&#x21b;i dai datele de identitate &#x219;i un email valid" FOLDED="true" ID="ID_1994118014" CREATED="1651845602218" MODIFIED="1651845621855">
<node TEXT="trebuie s&#x103; ai acces la emailul pe care l-ai dat pentru a verifica emailul de c&#x103;tre serviciul de cump&#x103;rare BTC" ID="ID_1203617839" CREATED="1651845652189" MODIFIED="1651845692091"/>
</node>
<node TEXT="&#xee;&#x21b;i dai datele de card" ID="ID_908022113" CREATED="1651845613117" MODIFIED="1651845636205"/>
<node TEXT="selectezi suma cu care cumperi BTC" ID="ID_516712102" CREATED="1651845636924" MODIFIED="1651845644064"/>
<node TEXT="finalizezi tranzac&#x21b;ia" ID="ID_1915769766" CREATED="1651845644299" MODIFIED="1651845651027"/>
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<node TEXT="cump&#x103;rarea de la Binance" FOLDED="true" ID="ID_1033237855" CREATED="1651844540936" MODIFIED="1651844556411">
<node TEXT="ceva mai complicat&#x103;" FOLDED="true" ID="ID_374111947" CREATED="1651845697044" MODIFIED="1651845703919">
<node TEXT="trebuie s&#x103; faci un cont a Binance" FOLDED="true" ID="ID_1961297902" CREATED="1651845703922" MODIFIED="1651845710926">
<node TEXT="https://accounts.binance.com/en/register?ref=LOQG5FA1" FOLDED="true" ID="ID_1082394104" CREATED="1651845710930" MODIFIED="1651845750520">
<node TEXT="link de afiliat" ID="ID_816699334" CREATED="1651845750523" MODIFIED="1651845754750"/>
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<node TEXT="avantaje" FOLDED="true" ID="ID_1595350029" CREATED="1651845759562" MODIFIED="1651845764165">
<node TEXT="cel mai bun curs de schimb" ID="ID_1343112151" CREATED="1651845764168" MODIFIED="1651845774047"/>
<node TEXT="cumperi cu cardul de credit sau debit" ID="ID_26166867" CREATED="1651845811059" MODIFIED="1651845817541"/>
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<node TEXT="dezavantaje" FOLDED="true" ID="ID_1438293306" CREATED="1651845775859" MODIFIED="1651845778680">
<node TEXT="trebuie s&#x103;-&#x21b;i faci cont la Binance &#x219;i s&#x103; &#x21b;i se verifice identitatea" ID="ID_1791265865" CREATED="1651845778683" MODIFIED="1651845806532"/>
<node TEXT="pl&#x103;te&#x219;ti taxe de transfer spre portofelul de la Ledger" FOLDED="true" ID="ID_1947775751" CREATED="1651845807567" MODIFIED="1651845855576">
<node TEXT="taxele &#xee;&#x21b;i m&#x103;resc pre&#x21b;ul de achizi&#x21b;ie" ID="ID_1039819890" CREATED="1651845855579" MODIFIED="1651845876942"/>
<node TEXT="nu e recomandabil pentru DCA" FOLDED="true" ID="ID_319950495" CREATED="1651845877223" MODIFIED="1651845885246">
<node TEXT="solu&#x21b;ei" FOLDED="true" ID="ID_237170970" CREATED="1651845885249" MODIFIED="1651845892609">
<node TEXT="cump&#x103;r&#x103; BTC timp de mai multe luni" ID="ID_291433227" CREATED="1651845892612" MODIFIED="1651845913621"/>
<node TEXT="transfer&#x103; BTC la Ledger o dat&#x103; la c&#xe2;teva luni" FOLDED="true" ID="ID_1286992273" CREATED="1651845914969" MODIFIED="1651845933488">
<node TEXT="dezavantaj" FOLDED="true" ID="ID_1067896384" CREATED="1651845934737" MODIFIED="1651845940714">
<node TEXT="in perioada &#xee;n care banii sunt la Binance, nu ai control asupra lor" ID="ID_1533777656" CREATED="1651845940717" MODIFIED="1653734990921"/>
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<node TEXT="cum faci" FOLDED="true" ID="ID_1371102522" CREATED="1651845958230" MODIFIED="1651845960477">
<node TEXT="&#xee;&#x21b;i faci un cont la Binance &#x219;i &#xee;n verifici" ID="ID_1245253965" CREATED="1651845971461" MODIFIED="1651845986106"/>
<node TEXT="legi de contul de la Binance un card de debit sau credit" ID="ID_34246046" CREATED="1651845986526" MODIFIED="1651846001675"/>
<node TEXT="alimentezi contul de la Binance" FOLDED="true" ID="ID_1179608524" CREATED="1651846002041" MODIFIED="1651846010263">
<node TEXT="cel mai ieftin este s&#x103; transferi EURO prin SEPA" FOLDED="true" ID="ID_1805606412" CREATED="1651846026190" MODIFIED="1651846041181">
<node TEXT="https://www.binance.com/en/blog/p2p/how-to-buy-bitcoin-btc-with-sepa-eu-bank-transfer-421499824684903009" ID="ID_236682358" CREATED="1651846055075" MODIFIED="1653734414314" LINK="https://www.binance.com/en/blog/p2p/how-to-buy-bitcoin-btc-with-sepa-eu-bank-transfer-421499824684903009"/>
</node>
<node TEXT="dac&#x103; folose&#x219;ti cardul, taxele sunt mai mari" FOLDED="true" ID="ID_166728498" CREATED="1651846041487" MODIFIED="1651846050759">
<node TEXT="https://www.binance.com/en/buy-sell-crypto" ID="ID_1520681206" CREATED="1653734532236" MODIFIED="1653734532236" LINK="https://www.binance.com/en/buy-sell-crypto"/>
</node>
</node>
<node TEXT="cumperi BTC cu Euro" ID="ID_1003492348" CREATED="1651846310234" MODIFIED="1651846323989"/>
<node TEXT="trimi&#x21b;i BTC la Ledger" FOLDED="true" ID="ID_898539809" CREATED="1651846324789" MODIFIED="1653735522888">
<node TEXT="selectezi contul de BTC de la Binance" ID="ID_1533019892" CREATED="1651846337738" MODIFIED="1651846346590"/>
<node TEXT="selectezi retragerea de fonduri" ID="ID_1493292095" CREATED="1651846347361" MODIFIED="1651846356724"/>
<node TEXT="selectezi adresa la care s&#x103; se trimit&#x103; BTC" ID="ID_1252816241" CREATED="1651846441616" MODIFIED="1651846455023"/>
<node TEXT="deschizi Ledger Live &#x219;i conectezi Ledgerul Nano, pentru a ob&#x21b;ine cheia public&#x103; a portofelului unde vrei s&#x103; transferi" ID="ID_1915944331" CREATED="1651846357126" MODIFIED="1651846394972"/>
<node TEXT="copiezi cheia alfanumeric&#x103;" ID="ID_273178170" CREATED="1651846390124" MODIFIED="1651846409670"/>
<node TEXT="lipe&#x219;ti (paste) cheia &#xee;n Binance, la c&#xe2;mpul care &#xee;&#x21b;i cere unde trimi&#x21b;i BTC" ID="ID_981608772" CREATED="1651846410001" MODIFIED="1651846476827"/>
<node TEXT="alegi cantitatea de BTC pe care o trim&#x21b;i" ID="ID_280622086" CREATED="1651846477322" MODIFIED="1651846491165"/>
<node TEXT="finalizezi tranzac&#x21b;ia" ID="ID_1855325032" CREATED="1651846491348" MODIFIED="1653735522884"/>
<node TEXT="dup&#x103; 1-2 ore, verifici &#xee;n Ledger Nano, dac&#x103; au intrat bitcoinii &#xee;n portofel" ID="ID_958905905" CREATED="1651846497149" MODIFIED="1651846518465"/>
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